We strongly recommend purchasing travel insurance due to the vendor's very strict cancellation policies. This is to confirm that you are aware of the cancellation penalties as described above on this page and that travel insurance is available for purchase to protect against cancellation penalties.
If you have a pre-existing condition, you need to insure your trip at the time of deposit, otherwise you may not have cancellation protection later on. Most policies require insurance to be purchased within 14 days of deposit.
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